<?php
 
error_reporting(-1);
function getBalanceInFuture($credit, $payment, $commission, $percent, $newAccount ) {
	$credit = $credit + $newAccount;
	for ( $i = 0; $i<= 100; $i++) {
		$credit = ($credit * $percent) + $commission - $payment;
		$paymentTotal = $paymentTotal + $payment;
		$creditNext = ($credit * $percent) + $commission - $payment;
		if ( $creditNext<=0 ) {
			$paymentTotal=$paymentTotal + ($credit * $percent) + $commission;
			break;
		}
	}
	return $paymentTotal;
}
$credit = 39999;
$payment = 5000;
$homoCredit = getBalanceInFuture($credit, $payment ,500 , 1.04, 0  );
$softBank = getBalanceInFuture($credit, $payment ,1000 , 1.03, 0  );
$strawberryBank = getBalanceInFuture($credit, $payment ,0 , 1.02, 7777  );
 
echo "$homoCredit\n";
echo "$softBank\n";
echo "$strawberryBank\n";

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