<?php
 
function calculateCreditTotal($monthPercent, $monthComission){
	$creditSum=39999;
	$totalPayment=0;
	while($creditSum>0){
		$creditSum*=$monthPercent;
		$creditSum+=$monthComission;
 
			if($creditSum-5000<=0){
				$totalPayment+=$creditSum;
				$creditSum-=$creditSum;
				break;
			}
		$totalPayment+=5000; $creditSum-=5000;
	}
	return $totalPayment;
}
 
$homoCreditTotal=calculateCreditTotal(1.04,500);
$softBankTotal=calculateCreditTotal(1.03,1000);
$strawberryBankTotal=calculateCreditTotal(1.02,0)+7777;
 
echo "HomoCredit: {$homoCreditTotal}\n";
echo "SoftBank: {$softBankTotal}\n";
echo "StrawberryBank: {$strawberryBankTotal}\n";
?>

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