using System;
using System.Collections.Generic;
using System.IO;
using System.Linq;
using System.Text.RegularExpressions;
 
public class Test
{
	public static void Main()
	{
		var s = "A Borrower (or the Parent) may not deliver a Request if as a result of the proposed Utility:\r[15] or more Term Loans [(other than Inc Loans)] would be outstanding; [or]\r[10] or more Utilisations would be outstanding[; or\r[5 ] or more Loans would be outstanding].";
		var result = s.Split(new[] {"\r", "\n"}, StringSplitOptions.RemoveEmptyEntries)
			.Where(x => x.Contains("other than Inc Loans"))
			.FirstOrDefault();
        Console.WriteLine(result);
	}
}

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