<?php
 
$credit = 40000.0;
$anonPaymentOnce = 5000.0;
$anonPaymentTotal = 0.0;
$pct = 1.03;
$comission = 1000.0;
 
for($months = 0; $credit  == 0; $months++){
 
	$credit = $credit * $pct + $comission - $anonPaymentOnce;
	$anonPaymentTotal += $anonPaymentOnce;
	echo $credit."\n";
 
	if ($credit <= 5000){
		$anonPaymentTotal += $credit;
		$credit -= $credit;
	}
}
 
echo "Выплатит за: {$months} месяцев\n";
echo "Всего заплатит: {$anonPaymentTotal} рублей\n";

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