<?php
 
error_reporting(-1);
 
 
 
function  total ($priseIpadGlobal ,$paymentStart,$percent,$monthlyPayment,$commission)
{
$crediBalance = ($priseIpadGlobal + $paymentStart);
$paid = 0;
 
for ($crediBalance = ($crediBalance * $percent);$crediBalance > 0;)
{
$crediBalance = $crediBalance + $commission;
if ($crediBalance > $monthlyPayment)
    {$paid = $paid + $monthlyPayment;
    $crediBalance = $crediBalance - $monthlyPayment;}
else 
    {$paid = $paid + $crediBalance;
    $crediBalance = $crediBalance - $crediBalance;}
}
return $paid;
}
 
 
$priseIpadGlobal = 39999;
$monthlyPaymentGlobal = 5000;
 
$homoCreditTotal = total (40000,0,1.04,5000,500);
$softbank = total (40000,0, 1.03,5000, 1000);
$StrawberryBank = total (40000, 7000, 1.02, 5000, 0);
 
echo "homoCreditTotal обошолся в {$homoCreditTotal} rub \n";
echo "softbank в {$softbank} rub \n";
echo "StrawberryBank в {$StrawberryBank} rub \n";