<?php

// your code goes here<?php
	error_reporting(-1);
	function calc($creditsum,$payout,$percent,$komission,$razoviy) {
		$creditsum = $creditsum + $razoviy;
		for($i=1;$creditsum > 0;$i++) {
			$creditsum = $creditsum*$percent+$komission;
			$creditsum = $creditsum - $payout;
			if ($creditsum < 0) {
				$zdacha = abs($creditsum);
				$total = round($payout * $i - $zdacha,2);
				$result = "Vsego bilo viplacheno $total RUB za srok $i mesyacev, zdacha s poslednego plateja: $zdacha\n";
			} 
		}
		return $result;
		
	}
$creditsum = 39999;
$payout = 5000;
$homoCredit = calc($creditsum,$payout,1.04,500,0);
$softBank = calc($creditsum,$payout,1.03,1000,0);
$pizdaBank = calc($creditsum,$payout,1.02,0,7777);
echo "$homoCredit";
echo "$softBank";
echo "$pizdaBank";

// your code goes here