    <?php
    error_reporting(-1);
    function countMoney($creditSum, $initialFee, $percent, $comission, $payment, $payout)
    {
    	$creditSum = $creditSum + $initialFee;
        $percent = $percent + 100;
        for ($i = 1; $i <= 20; $i++) {
            $creditSum = $creditSum * $percent / 100 + $comission - $payout;
            echo "$i m - {$creditSum}.\n";
            $payment   = $i * $payout;
            if ($creditSum * $percent / 100 + $comission < 5000) {
                $payment = $payment + ($creditSum * $percent / 100 + $creditSum + $comission);
                echo "Last {$creditsum}"
                break;
            }
        }
        return $payment;
    }
  /*  //homocredit
    $creditSum  = 39999;
    	$initialFee = 0;
    $percent    = 4;
    $comission  = 500;
    $payment    = 0;
    $payout     = 5000;
    $homocredit = countMoney($creditSum,$initialFee, $percent, $comission, $payment, $payout);
    echo "HomoCredit: {$homocredit} рублей.\n";*/
    //softbank
    $creditSum  = 39999;
    	$initialFee = 0;
    $percent    = 3;
    $comission  = 1000;
    $payment    = 0;
    $payout     = 5000;
    $softbank = countMoney($creditSum,$initialFee, $percent, $comission, $payment, $payout);
    echo "SoftBank: {$softbank} рублей.\n";

   /* //Strawbeerybank
	$creditSum  = 39999;
	$initialFee = 7777;
    $percent    = 2;
    $comission  = 0;
    $payment    = 0;
    $payout     = 5000;
    $stawberrybank = countMoney($creditSum,$initialFee, $percent, $comission, $payment, $payout);
    echo "StrawberryBank: {$stawberrybank} рублей.\n";
    $benefit = min($homocredit,$softbank,$stawberrybank);
    echo "Наивыгодный кредит - {$benefit}!";*/