<?php
function BankCredit($percent, $servispay)
{
$creditBalance = 40000;
$paym = 5000;
$payTotal = 0;
if ($percent == 2)
{
	$creditBalance = 47777;
}

for ($i = 1; $i <= 20; $i++)

{
	$creditBalance = ($creditBalance * $percent) + $servispay - $paym;
	$payTotal= $PayTotal + $paym;
}
if ($creditBalance <= 0)
{
	echo "Выплатил {$payTotal} за {$i} месяцев";
   
	}
}
	
BankCredit ( 6, 100);