<?php
     
$opName='ivan';

$creditBalance = 10000; /*startovij balans */
$percent = 0.1; /* 10% godovih */
$needTotal = 1000000; /* neobhodimaja summa */
$userYears = 16; /* vozrast pri vklade */


for ($years = 1; $creditBalance<=$needTotal; $years++) {
	$creditBalance += ($creditBalance*$percent);
		echo "$opName получит {$creditBalance} за {$years}-й год после вклада\n";
		
		if ($creditBalance>=$needTotal) {
			$userYears += $years;
			echo "Ура анону {$userYears}\n";
			break;
		    }
		
}