<?php

$creditBalance = 40000;
$percent = 1.03;
$servicePayment = 1000;
$monthlyPayment = 5000;
$paymentTotal = 0;

for ($month = 1; $month <= 20; $month++){
	$creditBalance = ($creditBalance * $percent) + $servicePayment;
	
	if ($creditBalance <= $monthlyPayment){
		$paymentTotal = $paymentTotal + $creditBalance;
		echo "$month-ый месяц. Всего выплачено $paymentTotal.\n";
		exit();
	} 
	$creditBalance = $creditBalance - $monthlyPayment;
	$paymentTotal = $paymentTotal + $monthlyPayment;
	echo"$month-ый месяц. Долг:$creditBalance. Всего Анон заплатил  $paymentTotal.\n";
	
}
// your code goes here