<?php


function chooseCredit($creditSumm,$percent,$comission,$open,$pay){
	$totalPayment = 0;
	if ($open == 0){
		$creditSumm = $creditSumm;
	}	
	else {
		$creditSumm = $creditSumm + $open;
	}
	for ($month = 1;$month < 20; $month++){
			$creditSumm=($creditSumm * $percent)+ $comission - $pay;
			$totalPayment = $totalPayment+$pay;
			echo "{$month}-й месяц выплаты. Долг перед банком :{$creditSumm}.Всего выплачено:{$totalPayment} \n";
			
			if($creditSumm <0){
				echo "Выплатил! \n\n";
				break;
			}
	}
}
$HomoCredit = chooseCredit(39999,1.04,500,0,5000);
$Softbank = chooseCredit(39999,1.03,500,0,5000);
$StrawberryBank = chooseCredit(39999,1.02,0,7777,5000);

echo "$HomoCredit";
echo "$Softbank";
echo "$StrawberryBank";