<?php
error_reporting(-1);
function getBalanceInFuture($per, $komission, $openDebt, $payout, $creditsum){
	for ($month = 1; $month <= 20; $month ++) {
	if ($creditsum<5000){
		$LastTransact=( $creditsum * $per ) + $komission;
		$creditsum = ( $creditsum * $per ) + $komission - $LastTransact;
		$paymentTotal = $paymentTotal + $LastTransact;
		$FinalPayed=$paymentTotal+$openDebt;
		return $FinalPayed; 
		break;
	}
	$creditsum = ( $creditsum * $per ) + $komission - $payout;
	$paymentTotal = $paymentTotal + $payout;
      if ($creditsum < 0) {
        $FinalPayed=$paymentTotal+$openDebt;
          return $FinalPayed; 
          break;
      }
}
}
$homoCreditbankTotal=getBalanceInFuture(1.04,500,0,5000,39999);
$softbankTotal=getBalanceInFuture(1.03,1000,0,5000,39999);
$strawberryBankTotal=getBalanceInFuture(1.02,0,7777,5000,39999);
echo "Homobank: {$homoCreditbankTotal}\n";
echo "<br>";
echo "softBank: {$softbankTotal}\n";
echo "<br>";
echo "Strawberrybank: {$strawberryBankTotal}\n";
echo "<br>";
?>