/* package whatever; // don't place package name! */
 
import java.util.*;
import java.lang.*;
import java.io.*;
 
/* Name of the class has to be "Main" only if the class is public. */
class Ideone
{
	public static void main (String[] args) throws java.lang.Exception
	{
		       double monthlyPayment;
       int years = 30;
       int n = years * 12;
       int mortgage = 225000;
       double interestRate = 3.75;
       double monthlyInterest = (interestRate / 100) / (12);
    monthlyPayment = (monthlyInterest * mortgage) / (1 - Math.pow((1 + monthlyInterest), - n));
    System.out.println("Mortgage Calculator - M. Stacy \n");
    System.out.println("Present Value: " +mortgage);
    System.out.println("Term (years):  " +years);
    System.out.println("Terms (months):" +n);
    System.out.println("Rate: \t " +interestRate);
    System.out.println("Payment: $"+monthlyPayment);
 
 
	}
}

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